- Accounts receivable.
- Acquisition of new business.
- Cross liabilities.
- Crossed cheques.
- Emergency medical expenses.
- Employees' & visitors' property.
- Fire extinguishing charges.
- Gratuitous advice.
- Labourers/contractors/employees omissions.
- Load shedding power surges.
- Locks & keys.
- Loss of water.
- Machinery breakdown.
- Motor traders internal & external.
- Power surges & lightning strikes.
- Prevention of access.
- Public authorities' requirements.
- Public supply connections.
- Removal of trees.
- Rent & alternative premises.
- Security costs.
- Skeleton keys.
- Tenant's liability.
- Tools of trade.
- Water heating systems & pressurised pipes.