- Unforeseen and sudden physical damage to the insured property while on the premises... For either replacement value, market value or agreed value from any cause not excluded by King Price.
- Additional cover, which could include dismantling, re-erection, transportation, removal of damaged property and (where applicable) duties and VAT… As noted on your policy schedule.
- Architects' and other professional fees.
- Average (we cover the insured property to the value for which you insured it).
- Capital additions.
- Clearing costs.
- Express delivery and overtime.