- Accounts receivable.
- Acquisition of new business.
- Cross liabilities.
- Emergency medical expenses.
- Employees' & visitors' property.
- Fire extinguishing charges.
- General liabilities.
- Gratuitous advice.
- Load shedding power surges.
- Locks & keys.
- Loss of water.
- Power surges & lightning strikes.
- Prevention of access.
- Property temporarily removed.
- Rent & alternative premises.
- Security costs.
- Skeleton keys.
- Spread of fire.
- Tools of trade.
- Unattached trailers.
- Water heating systems & pressurised pipes.
- Work away from premises.
In a nutshell
We understand that plumbers and electricians need proper liability cover, as well as cover for your vehicles and tools. For starters, you could be sued for problems with your installation and even for defects in the pipes and materials you use. These are just 2 areas of risk which could bankrupt your businesses. Fortunately, we've thought ahead and made sure that these and many other risks are protected by our business cover.
Target market
All registered & qualified plumbers & electricians
Plumbers & electricians
Buy the best cover in town, when you join our royal family
- Business all risk.
- Defective workmanship.
- Electronic equipment.
- Fidelity cover.
- Glass.
- Goods in the open.
- Goods in transit.
- Motor: Passenger liability & unauthorised passenger liability.
- Motor: Specified or fleet of vehicles (deposit premium options).
- Non-forcible & violent entry into vehicle.
- Office contents.
- Personal accident & stated benefits.
- Riot & strike.
- Security services.
- Spread of fire.
- Subsidence & landslip.
- Theft with & without forcible or violent entry/exit.
