- Bodily injury to your principal, partner, director, member or employee stated on your policy schedule, where the injury’s caused by accidental, violent, external or visible means and results directly and independently (in the case of death/disability) within 24 calendar months of the incident.
- Disappearance.
- Exposure (injury caused by starvation, thirst or exposure to the elements).
- Life support machinery.
- Weekly earnings.
- Annual earnings.
- Medical expenses.
- Temporary total disability.
- Permanent disability.
- Death.